Contact Us 800.880.5724
Navigation

 

  AUTOMOBILE   HOMEOWNERS   BUSINESS   LIFE/HEALTH  

Is there anyway to reduce the pain in the wallet when the time comes to add your 16-year old driver to your auto policy?  Please, please tell me there is a way!

That was my cry a few months ago.  I'm never ready to pay more in insurance premiums, but I definitely did want coverage for this new person driving our cars!  Caleb is a personal lines CSR in the Stroud office where I work (we have offices in Bristow and Shawnee as well), so I took my dilemma to him.  Long story short, he quoted with several different companies and found a way to make it not quite so painful.  In our situation, it saved significantly to change companies for both our home and auto insurance. 

So - here's a few tips that Caleb shared and that I learned from my experience:

1.  Explore the options that other insurance companies offer.  If you don't like the premium of your current company - get other quotes.
2.  Don't just focus on your auto policy.  Get quotes from other companies for both home and auto.  The amount you save on your home could help offset the increase in the auto policy. (This was our answer.)
3.  Don't put the new teenage driver on a policy of their own.  Always put them on the parents' or guardians' policy.
4.  Some companies offer a savings if the teen takes a Driver Education course.
5.  Here's an incentive for your teen to work hard to get good grades:  The good student discount is significant!
6.  Don't buy a brand new sports car (Camaro, Mustang, etc) unless you make bank.  The insurance premium will be very large.

Watching my teen grow up and accept responsibility is bittersweet, yet exciting.  Glad I could insure him as a driver at an affordable premium.  Now we can go forward with other more exciting and interesting things - like - well you know.  If you're reading this, you're there too.   I wish you luck.


Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version




 
Our Carriers Our Company Services Contact Us More Help
Travelers
Allstate
SafeCo
Progressive
BCBS
Home
Who We Are
Events
Customer Service
File A Claim
Insurance Types
Send A Message
Locations
Employee Directory
Glossary
Calculators
GET SOCIAL WITH US Facebook LinkedIn Google+
319 W. Main, Box 539 | Stroud, OK 74079 | 800.880.5724 Powered by Insurance Website Builder

Join Our Newsletter Refer A Friend Our Partners Get A Quote