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When purchasing home or property insurance, you may have heard the term "Named Perils."   What does this mean?   Then there's the term "Open Perils."  Caleb shared his wisdom on this:  

Named perils are things like:  Fire or lightning, windstorm or hail, vandalism, theft, falling objects, weight of ice or snow, freezing, etc.  The difference between open perils and name perils is that with a "named peril" policy, you only have coverage for perils that are "named."   With open perils you are covered for everything except what is excluded.

Good to know.  Make sure you know what your policy is and what it covers or doesn't cover, BEFORE you have a "peril."









**Agents in  our offices in StroudBristow & Shawnee, OK are some of the best in the industry.  They work hard to find what's best for you and your family!**
Posted 11:22 AM  View Comments

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